Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Capital Edge platform, website, and related services (collectively, the "Service"). Please read them carefully before using the Service.
This is a general draft template provided for illustrative purposes. It has not been reviewed by legal counsel and should be adapted to reflect your specific business practices and applicable law before use.
1. Acceptance of Terms
By accessing or using the Capital Edge Service, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you must not access or use the Service.
2. Description of Service
Capital Edge provides software tools intended to support risk assessment and decision-making for independent professionals. The Service is provided on an "as is" and "as available" basis. Nothing in the Service constitutes financial, legal, investment, or professional advice, and any output should be independently verified before being relied upon.
3. Eligibility and Account Registration
You must be at least 18 years of age and have the legal capacity to enter into a binding agreement to use the Service. When creating an account, you agree to provide accurate, current, and complete information and to keep this information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
4. Subscription, Fees, and Payment
Access to certain features of the Service may require payment of subscription fees, as described at the point of purchase. Fees are billed in advance on a recurring basis unless otherwise stated. You are responsible for all applicable taxes. We reserve the right to change our pricing with reasonable prior notice; continued use of the Service after a price change constitutes acceptance of the new pricing.
5. Cancellations and Refunds
You may cancel your subscription at any time through your account settings or by contacting us. Unless otherwise required by applicable law or expressly stated at the time of purchase, fees already paid are non-refundable. Cancellation will take effect at the end of the then-current billing period.
6. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting unauthorized access to any part of the Service; reverse engineering or copying the underlying software; using the Service for unlawful purposes; interfering with the proper functioning of the Service; or reselling or sublicensing access without our prior written consent.
7. Intellectual Property
All content, software, trademarks, logos, and materials associated with the Service are the property of Capital Edge or its licensors and are protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the Service; you receive only a limited, non-exclusive, non-transferable license to use the Service in accordance with these Terms.
8. Disclaimers
The Service is provided without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that any outputs, forecasts, or analyses will be accurate or suitable for your specific circumstances.
9. Limitation of Liability
To the maximum extent permitted by applicable law, Capital Edge and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunity, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Capital Edge, its officers, employees, and agents from any claims, damages, liabilities, and expenses arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.
11. Termination
We reserve the right to suspend or terminate your access to the Service at our discretion, with or without notice, in the event of a breach of these Terms or for any other reason deemed necessary to protect the integrity of the Service. Upon termination, your right to use the Service will cease immediately.
12. Changes to These Terms
We may revise these Terms from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the Service after changes have been posted constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Capital Edge is registered, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.
14. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
15. Contact
Questions about these Terms should be directed to us through the contact channels provided on our website.
Last updated: this document is a template and does not include a live revision date. Please insert the appropriate effective date before publishing.